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Life insurance and life annuities are about cash flows, the time value of money, and the randomness of policyholders' death time. This book intends to present the actuarial model as a combination of these three factors. It also describes how to set premiums and reserves for those insurance products.

Reviews bedrock concepts, such as the theory of elasticity and continuum mechanics, while outlining essential topics related to fracture mechanics. With practice exercises, this work provides practical and useful resources for introductory fracture mechanics. It is suitable for professors and students new to the field of fracture mechanics.

Underground construction is more complex than ever. Demand for space is increasing, new technologies are constantly evolving, and more stakeholders are asserting influence. Yet one of the most challenging and frustrating characteristics of underground construction remains: often, contract language does not account for the unique nature of building underground. Recommended Contract Practices for Underground Construction is the first industry-wi...

Born Shawn Carter in New York City in 1970, Jay-Z enjoys the kind of rags-to-riches success that few can only dream of. On the strength of seven consecutive best-selling albums, Jay-Z quickly established himself and Roc-A-Fella as powerful forces in the music industry. This biography traces the meteoric rise of Jay-Z.

Features the proceedings of the 14th Gokova Geometry-Topology Conference, held on the shores of Gokova Bay, Turkey, in May of 2007.

Explores the science of matter and energy and their interactions. This title takes you on a tour of the world of physics, from the smallest particles that make up matter to the immense forces that move the continents.

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Encarcelado por su fe. Estremecido, mas no derrotado. Conozca su historia. Leonardo Cabrera estuvo más de tres años en la cárcel en su natal Cuba, tras ser acusado de rebelión contra el régimen de Fidel Castro. Esa "rebelión", en realidad, se refería a ser un seguidor de Jesucristo. Cabrera fue encarcelado por su ferviente fe en Jesús. No obstante, las calumnias, los acosos y las burlas no lograron robarle su libertad en Cristo, a pesar de las...

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Your Success Lies Within!Massage therapy is an increasingly popular profession. Marketing campaigns across the nation promote it as a lucrative career with numerous benefits including flexible hours. Why, then, is the drop-out rate so high?It takes a huge commitment of time and money to become a massage therapist. Despite this investment, too many feel forced to give up on their dreams. The drop-out rate indicates a serious need for lessons be...

Michael Theunissen führt den Leser durch zweihundertfünfzig Jahre griechischer Geistesgeschichte und macht ihn zugleich vertraut mit Grundbegriffen der griechischen Philosophie. Dabei unternimmt er erstmalig den Versuch, vor diesem gewaltigen Epochenhintergrund das dichterische Werk Pindars, das seinen Ausgangs- und Bezugspunkt bildet, philosophisch zu interpretieren. Fixpunkte dieser fesselnden tour d¿horizon durch jene literarischen Zeugnis...

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La Troade a, depuis l'Antiquité, bénéficié d'un double statut. Elle est à la fois une région de l'Asie-Mineure et un espace littéraire, le décor des événements racontés dans l'Iliade. Très tôt les deux entités se sont superposées dans la pensée des Anciens: personne ne doutait que la guerre de Troie se jouât dans le paysage de l'Asie-Mineure. Or, même si l'identification de l'espace homérique au relief réel de la Troade a une longue tradition,...

Indigenous healers and shamans have known since antiquity that plants possess a spirit essence that can communicate through light, sound, and vibration. Now scientific studies are verifying this understanding. Plant Spirit Healingreveals the power of plant spirits to join with human intelligence to bring about profound healing. These spirits take us beyond mere symptomatic treatment to aligning us with the vast web of nature. Plants are more t...

The career of Günter Grass began dramatically in 1959, with the publication of his first novel, The Tin Drum. Its status as a major text of postwar German literature has not diminished its provocative nature. This volume is divided into two parts. Part 1 provides bibliographic information on the text, critical studies, and audiovisual and Internet resources. Part 2 contains eighteen essays on teaching The Tin Drum, including three that discuss...

Das Sternchenheft "Ich kann lesen1" dient dem Aufbau der Lesefähigkeit durch Faszination und Spaß am Lesen. Es wurde von Lehrern für das selbstständige Arbeiten konzipiert. Der Schüler arbeitet entsprechend seiner Lesekompetenz selbstgesteuert an seinem eigenen Arbeitsheft. Sinnentnehmendes Lesen, selbstständiges Arbeiten mit vielen Lese-Malvorlagen - aufbauend von lautgetreuen, ein- bis mehrsilbigen Wörtern über kleine Sätze bis hin zu motivi...

Zielniveau A2 Das Lehrerhandbuch Teil B zu Themen aktuell 2 enthält weiterführende Materialien, die auf die Inhalte der einzelnen Lektionen von Themen aktuell 2 abgestimmt sind. Es bietet: - Kopier- bzw. Folienvorlagen, mit denen im Unterricht Kommunikation angeregt wird und die Hilfen zu Übungen geben, - lektionenbezogene Hinweise zu einzelnen Aspekten der Landeskunde und der Grammatik, - Tests zur raschen Überprüfung des Leistungsstandes (...

Is it truth or fiction? Memoir or essay? Narrative or associative? To a writer like Michael Martone, questions like these are high praise. Martones studied disregard of form and his unruffled embrace of the prospect that nothingno story, no lifeis ever quite finished have yielded some of todays most splendidly unconventional writing. Add to that an utter weakness for pop Americana and what Louise Erdrich has called a deep affection for the ord...

Covering both dairy and beef cattle, this is a comprehensive guide for farmers.