This is the first book to focus on financially vulnerable households. Other texts on household (personal) finance have a middle- to upper-income focus. Financial challenges and choices of financially secure families are very different from those of financially vulnerable families~The book promotes two unique conceptualizations: (1) financial capability depends not only on individual knowledge and behavior, but also on what is possible in the environment; and (2) it offers tools for practitioners for building assets in low-income households, beyond simply stabilizing income~The reader learns about financial capability and asset building (FCAB) through the eyes of four families whose cases unfold over 23 chapters, and bespoke illustrations of the families bring a visual element to the page~The authors combine a wealth of knowledge and perspective from social work and financial services backgrounds perfectly suited to tackle this topic