Private investigator Ari Danner is out of money and out of luck in Las Vegas when she's offered the biggest contract of her life. The first problem? The job is in California. The second problem? She'll have to go undercover as a beach babe, and she can't even swim. But the money is too good to pass up, and she'll do anything to secure her daughter's future, even cosy up to pro surfer Zach Torres as she gathers evidence of his role in a sports betting scam.

Zach doesn't usually pick up women by giving them CPR on his surfboard, but right from the start, he knew Ari was different. Smart, easy to talk to, interested in more than his billboard-worthy abs. But secrets can tear love apart, and Zach soon finds that there's more than his relationship at risk.