India is one of the world's most rapidly rising economies. Over the last decade, both government and private sector efforts have been made to create a growth-friendly environment. This is expressed gradually in higher wages for the working population and more disposable incomes. Savings invested in various options available to citizens, money acts as the country's driver of growth. The Indian savings market has been expanding over the period and there is a steady increase in individual savings. Due to policy reforms leading to liberalization and globalization, financial markets have undergone product innovation, increased international integration and improved transparency and coordination. As a result of these economic changes, Indian capital markets have seen greater interest by individual investors in investment opportunities