Personal Finance: The Basics provides students with an approachable, comprehensive guide for developing critical skills related to finances and money management.Students learn how to establish a budget that will help them accomplish their financial goals. Dedicated chapters address filing taxes, accessing financial services, applying for and using credit, and the consideration of large purchases, including a car or home. Students learn the basics of health and disability insurance, home and auto insurance, and investing wisely. They grow to understand the importance of planning ahead through retirement and estate planning, as well as the purchase of life insurance. The final chapter focuses on career planning for financial success.The text features robust appendices and guide sheets, providing students with additional information and opportunities to develop financial skills. Appendices provide useful charts and equations to help students determine the present and future values of lump sums and annuity. A personal balance sheet guides students through the process of assessing their net worth and personal financial condition.Sixteen dedicated guide sheets help students compare salaries within two different cities, develop a personal cash-flow statement, create a budget for non-monthly expenses, learn how to write a check, and more.Personal Finance is an ideal resource for courses related to business and finance. It is also a fantastic text for any individual interested in honing skills related to personal finance and money management.