Carlton Howard was raised in poverty on every Government aide available. He never allowed his
humble beginning to have a negative impact on his life. He always had faith that his desire to
become wealthy will someday be reality. At an early age, he figured out it was up to him, and no one
else, to get what he wanted out of life. Next to his senior picture in his high school yearbook he wrote,
"Twelve years of schooling, couldn't say I did my best. But whatever I do in life, I'm sure I'll be a
success." Upon graduating high school, he attended one year of college at the University of Tennessee at
Martin before joining the Army in 1987. Carlton retired after serving 20 years in the Army with two
deployments to Iraq during his service. After retiring from the military, he went back to college and
earned a Bachelor of Science Degree in Management and Organizational Development from Bethel
University. He is a proud father of one son and two daughters which came from a 19-year marriage that
ended in divorce. Through his trials and tribulations his desire for wealth persevered. Now, he wants to
help you change your life by sharing how he changed his.

The Master Key to Money, The Homeowner's Blueprint to Becoming a Millionaire
Many of us have wondered, how do people become wealthy? How can that person afford to buy seven,
eight or nine houses? How did he/she become financially independent? We have heard of ways to get
wealthy, but it is never explained in a practical way so that it could be understood and followed. It is
always a little information here and there that we cannot put together to complete or accomplish
financial success... UNTIL NOW. Carlton Howard, the author of Master Key to Money, The
Homeowner's Blueprint to Becoming a Millionaire, has laid it all out for you.
In this book you will learn:
· 13 success principles to attain riches
· 12 universal laws of abundance
· About money and the banking system
· How home loans work
· How to access the equity from your home
· A homeowners blueprint to becoming a millionaire
· And much more
The book also has inspirational poems throughout the book that were written by the author.